IBEW Local 56 Federal Credit Union was chartered in 1961 - Once A Member ... Always A Member

Share Secured

The loan is 100% secured by pledged shares

  • APR = Annual Percentage Rate
  • Maximum amount - Amount in the Regular Share Account
  • Maximum Term - 120 months
  • Interest Rates:

Term

Rate

24 months 2.50% APR above previous quarter dividend rate for regular shares
60 months 3.00% APR above previous quarter dividend rate for regular shares
120 months 3.50% APR above previous quarter dividend rate for regular shares
 

Share Certificate Secured Loan

The loan is 100% secured by a Credit Union Share Certificate.

  • Maximum amount - Amount of Share Certificate
  • Maximum term - 120 months
  • Interest rate - 1.5% above the certificate rate

 

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