Share Accounts

Regular Shares

• A normal savings account which is your share of ownership in this Credit Union
• Deposits and withdrawals can be made at any time unless the shares are pledged as collateral on a loan
• Dividends are calculated daily and paid quarterly

Holiday Shares

• Can be used as an extra savings account - as an escrow account to plan ahead for car insurance, property taxes, or tuition
• Deposits and withdrawals can be made at any time
• Dividends are calculated daily and paid quarterly

Vacation Shares and Investment Shares

• Can be used as a separate savings account
• Deposits and withdrawals can be made at any time
• Dividends are calculated daily and paid quarterly

Christmas Shares

• A way to plan for your Christmas gift-giving
• You can start the account at any time during the year
• Deposits can be made for any amount, at any time
• Dividends are calculated daily and paid quarterly
• Checks are sent out the first week of October unless you request a hold or a transfer to another type of account
• You are permitted 1 emergency withdrawal per year prior to the October withdrawal
• A $2.00 fee is charged for any other withdrawals