| MINIMUM DEPOSIT
REQUIRED TO OPEN AN ACCT |
$25.00 MINIMUM
DEPOSIT |
| MONTHLY SERVICE
CHARGE |
$2.00 PER MONTH
IF BALANCE BELOW MINIMUMS |
| NO MONTHLY
SERVICE CHARGE |
IF MINIMUM
DAILY BALANCE OVER $25.00
IF AVERAGE MONTHLY BALANCE OVER $100.00
IF DIRECT DEPOSIT OF TOTAL PAY CHECK |
| FEE PER DRAFT
WRITTEN |
NO CHARGE |
| ANNUAL
PERCENTAGE RATE EARNED |
SUBJECT TO
CHANGE QUARTERLY |
MINIMUM CHARGE
FOR 150 STANDARD DRAFTS
(Specialty Drafts available at additional cost) |
150 DRAFTS WITH
30 DEPOSIT SLIPS = $10.00 MIN.
($5.00 discount on first order of 150 drafts) |
| FEE FOR FOREIGN
CHECKS DEPOSITED |
$2.00 PER ITEM
DEPOSITED |
| DRAFTS OR
CHECKS CASHED OVER COUNTER |
$750 MAXIMUM
PER DAY PER PERSON |
CHECK OR DRAFT
HOLD POLICY
A. NEW ACCOUNTS:
B. REGULAR DEPOSITS:
C. EXCEPTIONS: large deposit items, re-deposited items, repeated
overdrafts, equipment failure, etc..) |
3RD
PARTY CHECKS ACCEPTED FOR DEPOSIT ONLY
5 BUSINESS DAY HOLD ON CHECKS OPENING AN ACCT.
1 BUSINESS DAY HOLD ON ALL LOCAL PERSONAL CHECKS
10 BUSINESS DAY HOLD ON CHECKS AND DRAFTS OR UNTIL ITEMS HAVE
CLEARED FINAL PAYMENT |
| CHECK CASHING
FOR NON-MEMBERS |
NONE ACCEPTED |
| PHOTO COPIES OF
PAID DRAFTS |
NO CHARGE IF 6
OR LESS PER YEAR
$3.00 PER COPY IF OVER 6 |
| PHOTO COPIES OF
DEPOSIT SLIPS |
NO CHARGE IF 3
OR LESS PER YEAR
$3.00 PER COPY IF OVER 3 |
| PHOTO COPIES OF
PREVIOUS STATEMENTS |
NO CHARGE IF
CURRENT MONTH
$3.00 PER COPY PAST MONTHS |
| RETURN OF 3RD
PARTY DEPOSITED ITEM |
$10.00 PER ITEM
RETURNED |
| RETURN OF DRAFT
FOR INSUFFICIENT FUNDS |
$15.00 PER NSF
ITEM RETURNED |
| MAXIMUM DAILY
(NSF) FEES |
$45.00 MAXIMUM
PER DAY |
OVERDRAFT
PROTECTION TRANSFERS FROM
OTHER TYPES OF SHARES ACCOUNTS |
$3.00 PER
TRANSFER - LIMIT 6 PER MONTH ALL TRANSFERS MADE IN EVEN $100.00
INCREMENTS |
| OVERDRAFT
PROTECT FROM LINE-OF-CREDIT |
NOT AVAILABLE
AT THIS TIME |
| ELECTRONIC
FUNDS TRANSFER RECEIVED |
NO CHARGE |
| ELECTRONIC
FUNDS TRANSFER SEND |
NO CHARGE |
| FED-WIRE
RECEIVED |
$11.00 PER WIRE
REC'D (FEE CHARGED TO C.U. BY BANK) |
| FED-WIRE SENT
(DOMESTIC) |
$17.00 PER WIRE
SENT (FEE CHARGED TO C.U. BY BANK) |
| FED-WIRE SENT
(FOREIGN) |
$40.00 PER WIRE
SENT (FEE CHARGED TO C.U. BY BANK) |
| PHONE TRANSFERS
BETWEEN YOUR ACCOUNTS |
NO CHARGE-
LIMIT 6 PER MONTH, PER TYPE |
| STOP PAYMENT
ORDERS |
$10.00 PER ITEM
STOPPED |
| RE-DEPOSIT ITEM
FEE |
$5.00 PER ITEM
RE-DEPOSITED |
| CERTIFIED CHECK |
NOT AVAILABLE
AT THIS TIME |
| CASHIER'S CHECK |
NOT AVAILABLE
AT THIS TIME |
| HELP WITH
CHECKBOOK BALANCING |
$15.00 PER HOUR
- FIRST 1/2 HOUR NO CHARGE |
| INTERIM MONTHLY STATEMENT |
NO CHARGE IF 3
OR LESS PER YEAR
$3.00 PER COPY IF OVER 3 PER YEAR |
| ACCOUNT
RESEARCH |
$15.00 PER HOUR
- FIRST 1/2 HOUR NO CHARGE |
| LEGAL
FEES-LEVIES-WRITS |
CREDIT UNION'S
COST PLUS ATTORNEY'S FEES |
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