New Share Certificate rates are set every Tuesday.  Rates are guaranteed for the life of the certificate.

  • Six month Share Certificate: dividends are paid upon maturity of the certificate, penalty for early withdrawal - 30 days loss of interest.
  • Twelve month Share Certificates: dividends are paid monthly and are deposited into the Regular Share account, penalty for early withdrawal - 30 days loss of interest.
  • Twenty-four and Thirty-six month Share Certificates: dividends are paid monthly and are deposited into the Regular Share account, penalty for early withdrawal - 90 days loss of interest.

Share Certificates Rates and Yields - Effective April 9, 2008

Description of Account Dividend Rate APY
Share Certificates ($1,000.00 Minimum Deposit)
12 Month - Pay monthly into Regular Share Account 2.15% 2.17%
24 Month - Pay monthly into Regular Share Account 2.30% 2.32%
36 Month -  Pay monthly into Regular Share Account 2.35% 2.38%
Share Certificates ($5,000.00 Minimum deposit )
6 Month -   Pay at maturity into Regular Share Account 2.40% 2.41%
12 Month -  Pay monthly into Regular Share Account 2.60% 2.63%
24 Month -  Pay monthly into Regular Share Account 2.75% 2.78%
36 Month -  Pay monthly into Regular Share Account 2.80% 2.84%
Share Certificates ($25,000.00 Minimum Deposit )
6 Month -   Pay at maturity into Regular Share Account 2.60% 2.62%
12 Month -  Pay monthly into Regular Share Account 2.80% 2.84%
24 Month -  Pay monthly into Regular Share Account 2.95% 2.99%
36 Month -  Pay monthly into Regular Share Account 3.00% 3.04%
Share Certificates ($50,000.00 Minimum Deposit)
6 Month -   Pay at maturity into Regular Share Account 2.70% 2.72%
12 Month -  Pay monthly into Regular Share Account 2.90% 2.94%
24 Month -  Pay monthly into Regular Share Account 3.05% 3.09%
36 Month -  Pay monthly into Regular Share Account 3.10% 3.14%
  • FEES OR OTHER CONDITIONS MAY REDUCE EARNINGS
  • DIVIDEND RATE & APY OFFERED FOR TERM OF CERTIFICATE
  • APY MAY BE LOWER IF YOU WITHDRAW FUNDS BEFORE MATURITY
  • A DIVIDEND PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL
  • DIVIDENDS WILL BE DEPOSITED TO REGULAR SHARES UNLESS REQUESTED OTHERWISE
  • CONTACT AN EMPLOYEE FOR INFORMATION ABOUT OTHER APPLICABLE FEES AND TERMS

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