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 New Share Certificate rates are set every Wednesday. Rates are guaranteed for the life of the certificate.
- Six month Share Certificate: dividends are paid upon maturity of the certificate, penalty for early withdrawal - 30 days loss of interest.
- Twelve month Share Certificates: dividends are paid monthly and are deposited into the Regular Share account, penalty for early withdrawal - 30 days loss of interest.
- Twenty-four and Thirty-six month Share Certificates: dividends are paid monthly and are deposited into the Regular Share account, penalty for early withdrawal - 90 days loss of interest.
Share Certificates Rates and Yields - Effective January 18, 2012
| Description of Account |
Dividend Rate |
APY |
| Share Certificates ($1,000.00 Minimum Deposit) |
|
|
| 12 Month - Pay monthly into Regular Share Account |
0.25% |
0.25% |
| 24 Month - Pay monthly into Regular Share Account |
0.50% |
0.50% |
| 36 Month - Pay monthly into Regular Share Account |
0.55% |
0.55% |
| Share Certificates ($5,000.00 Minimum deposit ) |
|
|
| 6 Month - Pay at maturity into Regular Share Account |
0.30% |
0.30% |
| 12 Month - Pay monthly into Regular Share Account |
0.35% |
0.35% |
| 24 Month - Pay monthly into Regular Share Account |
0.70% |
0.70% |
| 36 Month - Pay monthly into Regular Share Account |
0.75% |
0.75% |
| Share Certificates ($25,000.00 Minimum Deposit ) |
|
|
| 6 Month - Pay at maturity into Regular Share Account |
0.35% |
0.35% |
| 12 Month - Pay monthly into Regular Share Account |
0.55% |
0.55% |
| 24 Month - Pay monthly into Regular Share Account |
0.85% |
0.85% |
| 36 Month - Pay monthly into Regular Share Account |
0.90% |
0.90%
|
| Share Certificates ($50,000.00 Minimum Deposit) |
|
|
| 6 Month - Pay at maturity into Regular Share Account |
0.45% |
0.45% |
| 12 Month - Pay monthly into Regular Share Account |
0.65% |
0.65% |
| 24 Month - Pay monthly into Regular Share Account |
0.95% |
0.95% |
| 36 Month - Pay monthly into Regular Share Account |
1.00% |
1.00% |
- FEES OR OTHER CONDITIONS MAY REDUCE EARNINGS
- DIVIDEND RATE & APY OFFERED FOR TERM OF CERTIFICATE
- APY MAY BE LOWER IF YOU WITHDRAW FUNDS BEFORE MATURITY
- A DIVIDEND PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL
- DIVIDENDS WILL BE DEPOSITED TO REGULAR SHARES
- CONTACT AN EMPLOYEE FOR INFORMATION ABOUT OTHER APPLICABLE FEES AND TERMS
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