Our Loan Rates Come With No Strings Attached
Some financial institutions offer low rates but these rates often come with "strings" attached: must have a checking account with direct deposit, must make a certain number of transactions each month, must pay through auto pay, must sign up for e-statements, must have our credit card, etc.
At the IBEW Local #56 FCU, once you are approved for a loan at a given rate, you aren't required to do any of the above. "No Strings Attached".
Click Here for Vehicle Rates
Click Here for Home Equity Special - Effective until September 30, 2015
The Benefits of a Credit Union VISA Debit Card
Use it to pay for purchases right from your Share Draft Account everywhere VISA check cards are welcome.
It's fast and easy because there are no checks to write. Choose "credit" and sign the receipt.
Need cash back? Enter your PIN and most retailers will give you the option to receive cash back with your purchase.
Receive cash at thousands of surcharge free ATM locations by using ATMs in the Allpoint or CU$ networks.
Every transaction is detailed on your monthly Shae Draft Account statement for easy record keeping.
Contact the Credit Union office and apply today.
Protecting Your Debit Card
Guard your debit card against loss or theft. Keep it in a safe place just like cash, credit cards, or checks.
If you lose your debit card, immediatley call (800)543-5073.
Choose a PIN number that only you know. It is recommended that you don't use your phone number or birthday.
Guard your PIN number. Memorize it and never write it on anything that you keep with you.
Keep receipts from all your debit card transactions for your records.
Youth Week Winners:
Kid's Raffle: Teen Raffle:
James Hiltabidel Cameron Schick
Richard McLaughlin III Tim Bauer Jr
Aaron Hedderick Nicholas Hedderick
Kid's Candy Count: 492 - Emma Becker
Teen Cany Caount: 219 - Timothy Church
Protect Your Social Security Number
As we celebrate the 80th anniversary of Social Security, here are a few tips to help protect your Social Security number.
- Leave Your Social Security Card At Home - Do not carry your card in your wallet unless you will be needing it for some reason. Keep it at home in a safe, secure place.
- Shred Documents With Your Number - Shred all documents that contain your Social Security Number or other personal information. Also, do not leave mail inside the mailbox for long preiods of time. Doing so gives thieves opprotunities to steal personal documents.
- Don't Share - Never give your Social Security number over the phone if you didn't initiate the call, especially when you have no way of being sure who you're speaking with. Likewise, beware of providing your number to anyone who asks for it by e-mail. This is typically done by imposters.
- Ask Questions - Know who you are providing your number to and how they will use it. You usually will need to provide your number to a financial institution or insurance company. If you are not sure why a company needs it, don't be afraid to ask why they need it, how they will store it, and if they'll share it with others.
If you believe that your Social Security number may have been stolen, contact the Social Secuirty Administration for help.
Banking at Your Leisure
Do you want the opportunity to look up account balances and account activity, as well as to do transfers between your Credit Union Accounts at your convenience? If so, then Home Banking is for you! Contact the Credit Union office for the required form to sign up for this convenient service.
You can now get your monthly and quarterly statements online. When you log into your home banking account, click on the "Statements" tab to sign up for E-Statements.
We encourage you to have your paycheck, social security, pensions, unemployment, etc. electronically deposited into your credit union account.
Benefits of Direct Deposit Include:
Transfers funds securely & directly into your Regular Share or Share Draft (Checking) Account
Eliminates the risk of lost or stolen checks
Quick access to your funds
Access funds easily with a credit union Debit Card
Saves on trips to your credit union
Peace of mind when you're out of town
Helps protect the envirmonment
If convenience and safety are important to you, Direct Deposit is the way to go!
Did you know that your family members and members of your household (persons living under your roof) are eligible to join your Credit Union? To join, they need a current photo ID (unless they're a child), social secuirty number, a $25 share deposit, and a .25¢ membership fee.
Family Members include your:
Spouse Children Stepchildren Grandchildren
Parents Stepparents Grandparents Brothers & Sisters