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Credit Union Hours
Mon - Thur -- 9:00AM to 5:00PM 
Friday -- 9:00AM to 6:00PM 
Closed Saturdays, Sundays, and Federal Holidays 
 

Newsletter

October 2011

If your vehicle won't survive another Erie winter, see us now for a New or Used Vehicle Loan.

New Vehicles: Model Years 2009-2012  (If the vehicle mileage exceeds 15,000 miles per model year, there will be a high mileage surcharge):

Borrow 90% of MSRP or NADA Retail Price:

  • 24 months:  3.50% APR*
  • 36 months:  3.75% APR*
  • 48 months:  4.00% APR*
  • 60 months:  4.25% APR*
  • 72 months:  4.75% APR*

Borrow 100% of MSRP or NADA Retail Price:

  • 24 months:  3.75% APR*
  • 36 months:  4.00% APR*
  • 48 months:  4.25% APR*
  • 60 months:  4.50% APR*
  • 72 months:  5.00% APR*

Used Vehicles: Model Year 2005 and Newer

Borrow 95% of NADA Average Retail Value

  • 24 months:  4.25% APR*
  • 36 months:  4.50% APR*
  • 48 months:  4.75% APR*
  • 60 months:  5.00% APR*

Model Year 2004 and Older: Add 1/2% APR

  • *Other rates, terms and limits are available or may apply depending on lending criteria.
  • *Same day approval available to qualifying applicants.
  • *We also do vehicle loan pre-approvals.
  • *All loans are subject to our normal credit qualifications, such as credit worthiness and ability to repay.

 We Can Help Bring Some "Merry" into Your Holiday Season:

Holiday Loan Special:

  • Effective October 1 - December 23
  • Borrow $250 - 1,500 at our low rate of 6.0%APR
  • Delay the first payment up to 50 days
  • Must be paid in full bu Ocotber 1, 2012
  • A 10% share pledge is required
  • Borrower must be a Credit Union member for six months
  • Same day loan approval available*

 *All loans are subject to our normal eligibility such as: credit worthiness, lack of delinquency, abilty to repay, and Loan Officer/Credit Committee approval.

Christmas Club Accounts:

  • Deposits of any amount can be made at the Credit Union office, through payroll deduction, by direct deposit, or through the mail.
  • We allow one emergency withdrawal each year.
  • A $2 fee will be charged for each additional withdrawal.
  • If  your  2011 Christmas Club was funded through direct depoist or payroll deduction, we will automatically begin a 2012 account unless we are notified otherwise.

We offer VISA gift cards in amounts from $10 -$500 with a $2.50 activation fee for all of your holiday gift giving needs.

Cell Phones for Soldiers

More than 150,000 troops are serving overseas and are away from their families.  Cell Phones for Soldiers, Invest in America, GM, and your Credit Union are calling on all Americans to support these brave men & women by donating their unused cell phones.  Cell Phones for Soldiers hopes to collect over 1 million cell phones this year to help keep troops connected with their families.

Members can support the collection drive by donating their phones at the Credit Union Office.  We are proud to show our support for U.S. soldiers and to contributeto a worthy cause like Cell Phones for Soldiers.

Family Membership

Did you know that your family members and members of your household (persons living under your roof) are eligible to join your Credit Union?  To join, they need a current photo ID (unless they're a child), social secuirty number, a $25 share deposit, and a .25¢ membership fee.

Family Members include your:

Spouse          Children          Stepchildren          Grandchildren

Parents          Stepparents    Grandparents          Brothers & Sisters

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  

 

 

 

 

 

 

 

 

 

 

 

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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IBEW Local 56 FCU
962 West 20 Street
Erie, PA 16502
Phone:  (814) 455-2270   •   FAX:  (814) 455-4307
Toll Free:  (800) 723-7800

email:
Routing Number: 243381065
 
IBEW Local #56 FCU - Once A Member ... Always A Member
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