Newsletter

June 2010
Loan Special!
The Board of Directors have agreed to reduce new loan rates by .50% APR!
For a limited time only, we will offer a .50%APR discount on all New Secured Loans or Refinanced Secured Loans with at least 50% New Money.
· Buy that new or used car, motorcycle, truck, motor home, travel trailer, boat, jet ski, etc.
· Make needed repairs or remodel your home, build a garage, or other home improvements.
This promotion does not apply to Share or Share Certificate Secured Loans, Unsecured Signature and Line of Credit Loans, Co-maker Secured Loans, or Refinanced Loans with less than 50% New Money.
· Loan approval subject to all normal credit qualifications, such as credit worthiness and ability to repay.
· Same day approval available to qualifying applicants.
· We also do loan pre-approvals.
· This offer may be withdrawn at any time.
Celebrate Youth Week
Please join us for our 19th annual Youth Week August 16th—20th. There will be prizes and raffles for Credit Union members ages 18 and younger who make a $5 deposit into an existing account or a $25 deposit into their new account. Bring in your children, stepchildren, and grandchildren so they can learn about saving for a brighter future.
Open a new share account for your newborn, (up to their 1st birthday) and we’ll deposit $5 into their account.
Privacy Policy
The IBEW Local #56 Federal Credit Union is committed to protecting our members privacy. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.
Information We Collect & Disclose About You
The Credit Union collects nonpublic information about you from the following sources:
- Information we receive on member applications or other forms
- Information about your transactions with us or others
- Information we receive from a consumer reporting agency
To protect our members’ privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We are permitted to share the information mentioned above with the following third parties and financial institutions who provide services on our behalf or with whom we jointly market our financial products and services:
Insurance Companies Check Printers Data Processors
Taxing Agencies IRA Processing Centers Collections Agencies
Corporate Credit Unions Card Services Credit Bureau Agencies
Auditing Firms
We do not permit these companies to sell the member information we provide to other third parties.
In order to conduct the business of the Credit Union, we may also disclose nonpublic personal information about you under other circumstances as permitted by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.
If you terminate your membership with IBEW #56 FCU, we will not share information that we have collected about you, except as permitted by law.
The Savings Keep Growing for Credit
Union Members with Invest in America
The IBEW Local #56 Federal Credit Union is proud to participate in Invest in America, a unique program offering our members discounts on products and services from U.S. based companies. It not only gives our members valuable discounts, but it also increases sales for the participating companies and, on a larger scale, helps stimulate the U.S. economy. Basically, Invest in America is a win-win for everyone.
Simply visit www.LoveMyCreditUnion.org to learn how, as a member of the IBEW #56 Credit Union, you can receive money-saving discounts from: General Motors, Sprint, Allied Van Lines, FTD, CU Benefits Express, CompleteTax, DIRECTV and ShopAmerica, a new online mall specifically for credit union members.
Beginning July 1st the Sprint Credit
Union Member Discount Program will be even better.
In addition to the 10% monthly savings, beginning July 1st Credit Union members will get a $25 coupon towards the purchase of any item from Inventory Planet with the purchase of any new Sprint handset and a 2 year agreement. Inventory Planet offers the most up-to-date merchandise from mobile accessories, games, gaming accessories, Bluetooth headsets, special products and more.
Not familiar with the Sprint Credit Union Member Discount Plan? Here’s how you can save:
Details on this offer will be available July 1st at www.SprintSave4CU.com or call 877.SAVE.4.CU. (877.728.3428)
*$25 coupon offer valid from July 1, 2010 thru August 31, 2010. Exclusively from Platinum Wireless, while supplies last. Must be a credit union memer to qualify.
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