Credit Union Hours
Mon - Thur -- 9:00AM to 5:00PM 
Friday -- 9:00AM to 6:00PM 
Closed Weekends and All Federal Holidays 
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Mini Mortgage

The loan is secured with a 2nd mortgage. The trade area for mini mortgage loans includes the following counties of Pennsylvania: Erie, Crawford, Warren, & McKean.

The loan application must be accompanied by a property search, flood zone search and deed.  The member is responsible for the fees pertaining to the above and for the filing fees.  Proof of homeowner's insurance with a maximum $1,000 deductible and loss payable clause to the Credit Union is required.  Click here for Special Rates!

  • Maximum Amount - $2,000 to $15,000 with a 20% minimum equity, 25% for rental property
  • Maximum term - 60 months
  • Interest Rates:
Term Rates as Low as
36 Months 3.25% APR
60 Months 3.75% APR

                                           APR = Annual Percentage Rate
                                           Other rates may apply based on lending criteria
                                           NMLS #211589

IBEW Local 56 FCU
962 West 20 Street
Erie, PA 16502
Phone:  (814) 455-2270      FAX:  (814) 455-4307
Toll Free:  (800) 723-7800

Routing Number: 243381065
IBEW Local #56 FCU - Once A Member ... Always A Member
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