Credit Union Hours
Mon - Thur -- 9:00AM to 5:00PM 
Friday -- 9:00AM to 6:00PM 
Closed Weekends and All Federal Holidays 
Lost or Stolen Debit Card: 

Think Spring Discount of 0.50% on Vehicle Loans

Take an additional 0.50% off of your qualifying interest rate on your next vehicle purchase or when you refinance your current vehicle loan from another financial institution.  

  Model Years 2011 and Newer  

 Financing 90% of Manufacturer’s Suggested Retail Price
 or NADA Retail Value:

   Current Rates:     Discounted Rates:

24 Mos—2.40% APR = 1.90%APR
36 Mos—2.65% APR = 2
48 Mos—2.90% APR =
60 Mos—3.15% APR =
72 Mos—3.90% APR = 3.40%APR

(If the vehicle mileage exceeds 15,000 per model year, there will be a high mileage surcharge.) 

Model Years 2007—2010 

Financing 95% of NADA Average Retail Value: 

Current Rates:   Discounted Rates:

24 Mos—3.15% APR = 2.65%APR
36 Mos—3.40% APR =
48 Mos—3.65% APR =
60 Mos—3.90% APR = 3.40%APR

 *Discount available for model years 2007 and newer  

  • APR—Annual Percentage Rate
  • Existing IBEW Local #56 FCU vehicle loans are not eligible for discount
  • Other rates, terms, and limits are available or may apply depending on lending criteria
  • Loan subject to all normal credit qualifications such as credit worthiness and ability to repay
  • Same day approval available to qualifying applicants
  • Loan pre-approvals at no charge
  • No required share pledge
  • Discount expires May 30, 2014


Contact the IBEW Local #56 Federal Credit Union First for ALL of your Borrowing Needs.

Great Rates, Friendly Service & Same Day Approval for Qualifying Applicants.

Click Here for Loan Information


IBEW Local 56 FCU
962 West 20 Street
Erie, PA 16502
Phone:  (814) 455-2270      FAX:  (814) 455-4307
Toll Free:  (800) 723-7800

Routing Number: 243381065
IBEW Local #56 FCU - Once A Member ... Always A Member
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